Don't let Cash Flow Stop You from bidding on More Tenders!

Finance your tender journey from start to success. Fast approvals, Flexible EMIs.

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At Neshcap, we know tenders need upfront investment, with bid money blocked for months, impacting your capital and growth.

That's why Neshcap offers tailored financing for

Cash Margin Icon

Cash Margin on Bank Guarantees

Pre-Bid Finance Icon

Pre-Bid Finance

EMD Icon

Earnest Money Deposit (EMD)

Security Deposits Icon

Security Deposits

Demand Drafts Icon

Demand Drafts

Core Features of NeshCap App

Neshcap

Easy EMI-Based Finance

Secure financing for tender-related expenses with flexible EMI options.

GET FUNDING FROM
₹2 lakh to ₹75 lakh for
Earnest Money Deposit Margin Money for Bank Guarantees Pre-Tender Costs

Loan Condition

CIBIL Score 700+
GST Registered Business
Regular Compliance & Financial Records
24 to 48 hours for loans up to ₹15 lakh
Within 5 days for loans between ₹15 lakh – ₹75 lakh
NeshCap Features
NeshCap Features
NeshHub

AI-Powered Tender Search & Insights

Access over 10 lakh+ tenders with smart search capabilities:

Track competitor bidding trends

Competitor Insights

Competitor Insights

Analyze past & current tenders for better decision-making

Tender Status Reports

Competitor Insights

Find tenders specific to your materials & services

BoQ Item-Based Tender

Competitor Insights

Get expert guidance on GeM registration, e-procurement & e-bidding

Advisory Services

Competitor Insights

FAQ

Got questions about how NeshCap works with TendersOnTime? We’ve got answers.

NeshCap is a finance partner of TendersOnTime. We offer financial support to businesses bidding for government tenders by funding key tender-related expenses—helping you bid confidently without cash flow stress.

- EMD (Earnest Money Deposit)
- Bank Guarantee Margins
- Pre-bid Costs
- TendersOnTime subscription and bid service fees
- Post-tender expenses like working capital, machinery, and subcontractor payments

- Avoid blocking your working capital
- Bid for more tenders simultaneously
- Improve your chances of winning more tenders
- Access quick approval in just 5–7 days

- Loan Amount: ₹2 Lakh – ₹75 Lakh
- Tenure: 12 to 36 months
- Interest Rate: 18% to 22% per annum
- Processing Fee: 3% to 4%

Typically, funds are sanctioned within 5 to 7 working days after document submission and verification.

- Business PAN
- Director/Proprietor PAN
- Proprietor Aadhaar
- Last 12 months' bank statements
Additional documents may be requested during processing.

No collateral is required for most cases. The loan is structured to support your cash flow without locking up assets.

Any business that regularly bids for tenders and wants to:
- Avoid cash crunches
- Finance bid-related expenses
- Scale tender participation without relying solely on internal funds

Simply fill out an enquiry form or reach out through our website. Our team (Neharika or Vishal) will guide you through the next steps.